General information only
Everything on this site is general information. It does not consider your objectives, financial situation or needs; it is not financial product advice, credit advice, tax advice, or an offer of credit; and using this site does not create an adviser, broker, or lender relationship with you. Before acting on anything here, consider whether it suits your circumstances and consult a licensed financial adviser.
Indicative figures
Rates, savings estimates and pathway matches are indicative only, drawn from a limited panel of anonymised lender data stamped with an as-at date. They are not quotes and do not guarantee that any lender will offer you any rate, product, or loan. We do not compare all lenders, products, or features.
Referral model
smsfrefinance.au is a referrer. Enquiries you submit are passed to The Lending Lab (Nick Clunes, Credit Representative 530711 · Australian Credit Licence 387856 · ACN 651 936 337), and we may receive a referral fee if you proceed with a loan. Any credit assistance is provided by The Lending Lab under its own licence and documentation.
Your responsibilities
The calculator and quiz outputs are only as good as the figures you enter. You’re responsible for checking outputs against your actual loan documents and for seeking advice before making decisions about your SMSF.
Intellectual property
The Lending Lab name, logo and brand elements are used under brand licence and remain the property of The Lending Lab. Site content may not be reproduced without permission.
Liability
To the extent permitted by law, we exclude liability for loss arising from use of this site or reliance on its content. Nothing in these terms limits rights you have under the Australian Consumer Law. These terms are governed by the laws of Australia.